The following are financial resources available to those who qualify:
FEDERAL GRANTS are monies given to people to help pay for school. If you are awarded money, you do not have to pay it back. This is awarded based on financial need.
DIRECT LOANS are borrowed monies through the U.S. Department of Education that must be repaid (with interest).
DIRECT SUBSIDIZED LOANS
are awarded to students who show financial need and is interest-free while the student is in school. You must start to repay this loan beginning six months after you leave school.
DIRECT UNSUBSIDIZED LOANS
are available to all students, regardless of financial need. Interest does start on this loan while the student is in school.
DIRECT PLUS LOANS
are only available for parents of Dependent Students. Financial need is not a consideration. If approved for this loan, the amount will be applied directly to the student’s account. If the loan is denied, the student may apply for the maximum amount available in an Direct Unsubsidized Loan.
can provide additional funding to assist students with their education. These are generally provided by banks and credit unions. We can provide you information on Alternative Loan options.
are provided by some companies, professional associations, and religious groups to individuals or their family members seeking an education. Searching the internet is a great way to see what might be available to you. Some local libraries even offer free internet usage.
VETERANS AFFAIRS EDUCATION BENEFITS (VA) is available for people who are eligible for veterans benefits. You can download an application form at: www.gibill.va.gov or you may call 1-888-442-4551 to have an application form be mailed to you or for additional questions.